Wealth Innovators

Terms of Use

Last updated: 26 October 2026 · Version: 1.2

These Terms of Use ("Terms") are an agreement between you and Wealth Innovators ("we", "us"). They apply to wealthinnovators.club, the Wealth Innovators Academy app, our Discord community and every other service we provide (together, the "Services").

By creating an account, buying a membership or using the Services, you agree to these Terms, to our Risk Disclosure, Refund and Cancellation Policy and Privacy Policy, and, if you add Copy Trading, to our Copy Trading Terms. If you do not agree, do not use the Services.

1. Who we are and what we are not

1.1 Wealth Innovators is an online trading education community. We provide courses, market research, analysis, a watchlist with support and resistance levels, a community, live sessions and related tools.

1.2 We are not a financial adviser, broker, investment manager, exchange or bank. We are not licensed or registered to give personal financial advice in any country. Nothing in the Services is an offer, solicitation or recommendation to buy, sell or hold any asset.

1.3 Everything we provide is general information for education. It does not take into account your objectives, financial situation or needs. Before acting on any information, consider whether it is right for you and, if needed, get advice from a licensed professional.

1.4 Our Traders' trades are their own. Our traders ("Our Traders") trade their own accounts with their own money. When we show their trades, entries, stops, targets, levels or results, we are showing what they do, for you to learn from. We do not trade for you, we do not manage your money, and we do not tell you what to do with it.

1.5 You make your own decisions. Any trade you place, on any exchange or platform (including Bybit, Hyperliquid or any other), is your own decision and at your own risk, whether or not it resembles a trade we have shown.

2. Eligibility

2.1 You must be at least 18 years old (or the age of majority where you live, if higher) and able to enter into a binding contract.

2.2 You are responsible for making sure that using the Services, trading crypto assets or derivatives, and using any exchange is legal where you live. Some features (for example Copy Trading through Bybit) are only available where the third-party provider offers them to you. We may refuse, limit or end access in any country or for any person where we believe the law or a provider's rules require it.

2.3 You may not use the Services if you are located in, or a resident of, a country or region subject to comprehensive sanctions, or if you are on any sanctions list.

3. Your account

3.1 You need an account to use most of the Services. Give accurate information and keep it up to date.

3.2 Your account is for you only. Do not share your login, your membership or any paid content with anyone. We may suspend accounts that are shared.

3.3 Keep your password safe. You are responsible for activity on your account. Tell us at support@wealthinnovatorsclub.com if you think someone else has accessed it. Accounts created with a username instead of an email address cannot receive password-reset emails.

4. Memberships and what they include

4.1 We offer a free account and paid memberships ("Plans"), currently Basic and Elite, plus an optional Copy Trading add-on available only together with an active Elite membership. What each Plan includes is shown on the Plans page and in the Compare plans table at the time you buy. With Copy Trading, Bybit also takes a profit share from your copy-trading profits and pays it to the WIC master, our Bybit account (currently 10%; see the Copy Trading Terms). Prices are shown in US dollars.

4.2 Locked previews. Free and lower Plans can see that some features exist (for example, the number of open trades) without their content. Access is granted only while the corresponding Plan is active.

4.3 Features change. We may add, change or remove features, content, channels and tools. Features marked as coming soon or under construction are not part of a Plan until they are released. Courses are released over time.

4.4 Community and live sessions. Discord access and live sessions (for example the Thursday webinar for Elite) are provided through third-party services and may change in timing or format. Missing a session does not entitle you to a refund.

5. Payment, renewal and cancellation

5.1 Subscriptions renew automatically at the end of each monthly or yearly period, at the price then shown, until you cancel. Payments are processed by our payment providers (currently Whop, and Stripe through Memberstack). We do not see or store your full card number.

5.2 You can cancel at any time from Account → Manage billing & cancel, or, if you bought on Whop, from your memberships in your Whop account. Cancellation stops the next renewal; you keep access until the end of the period you have already paid for.

5.3 No refunds. Except where the law requires otherwise, payments are not refundable, including for partial periods, unused time, features you did not use, or if you cancel early. See the Refund and Cancellation Policy.

5.4 Failed payments. If a renewal payment fails, access to paid features may stop until payment succeeds. For Copy Trading, a lapsed membership means removal from the WIC master copy group (see the Copy Trading Terms).

5.5 Price changes. We may change prices for future periods. We will tell you before a change applies to your subscription 14 days, and you may cancel before it takes effect.

5.6 Discount codes apply only as stated when issued, may be limited in number, time or Plan, and have no cash value.

6. No advice, no guarantees, no performance promises

6.1 Trading crypto assets and derivatives is high risk. You can lose all the money you trade, and with leverage, losses can happen very fast. Read the Risk Disclosure.

6.2 We make no promise of profit or results. Past trades, results, percentages, dashboards and examples do not predict future results. Results shown are Our Traders' or the WIC master's, not yours, and your results may differ greatly.

6.3 Information may be wrong, late or incomplete. Prices, charts, levels, alerts, scanner results, research and dashboards come from our own work and from third parties and may contain errors, delays or gaps. Do not rely on them as your only source.

7. Community rules

When you use the feed, comments, Discord or any community space, you agree:

We may remove content, mute, suspend or remove members who break these rules, without refund.

8. Intellectual property

8.1 All content in the Services (courses, videos, research, levels, trade records, alerts, scanner output, text, graphics, software, the Wealth Innovators name and logo) belongs to us or our licensors.

8.2 We give you a personal, non-transferable, revocable licence to use the content for your own learning while your account and Plan are active. You may not copy, record, redistribute, sell, sublicense, frame or create products from it, or use automated tools to collect it.

8.3 Content you post stays yours, but you give us a worldwide, royalty-free licence to host, display and use it to run and promote the community. You confirm you have the right to post it.

9. Third-party services

The Services rely on third parties, including Bybit (Copy Trading), Discord (community), Whop, Stripe and Memberstack (payments, accounts, referrals and Discord roles), Netlify (hosting) and market-data providers. Their services are governed by their own terms. We are not responsible for their availability, actions, errors, outages, security incidents, policies or decisions, including any exchange's decision to restrict, suspend or close your account.

10. Disclaimers

The Services are provided "as is" and "as available". To the extent the law allows, we disclaim all warranties, express or implied, including merchantability, fitness for a particular purpose, accuracy, and uninterrupted or error-free operation.

11. Limitation of liability

11.1 To the extent the law allows, we are not liable for any trading or investment losses, lost profits, missed opportunities, losses caused by following or copying any trade, by Copy Trading not copying, copying late, copying at a different price or size, or by any exchange, platform or third-party failure.

11.2 To the extent the law allows, we are not liable for any indirect, incidental, special, consequential or punitive loss.

11.3 To the extent the law allows, our total liability for any claim relating to the Services is limited to the amount you paid us in the 3 months before the event giving rise to the claim.

11.4 Nothing in these Terms excludes or limits liability that cannot be excluded or limited by law, or your rights under consumer laws that cannot be excluded.

12. Indemnity

You agree to cover us, our team and Our Traders against claims, losses and costs arising from your breach of these Terms, your misuse of the Services, your trades, or your violation of any law or third-party right.

13. Suspension and termination

We may suspend or end your access, without refund, if you break these Terms, misuse the Services, share your account, do something that exposes us or others to legal or security risk, or where the law or a provider requires it. You may close your account at any time by contacting support@wealthinnovatorsclub.com; cancelling a subscription does not delete your account.

14. Changes to these Terms

We may update these Terms. We will post the new version with its date and, for material changes, tell you by email or in the app before they apply. Continuing to use the Services after that means you accept the new Terms.

15. Governing law and disputes

Wealth Innovators is in the process of incorporation. The governing law and the place for resolving disputes will be stated here once registration is complete, and we will tell you when this section changes. Before starting any formal dispute, contact us so we can try to resolve it informally.

16. General

These Terms (with the documents they refer to) are the whole agreement between you and us about the Services. If any part is unenforceable, the rest stays in force. Our not enforcing a right is not a waiver. You may not transfer your rights under these Terms; we may transfer ours to a successor business. If we publish translations, the English version prevails.

17. Contact

Wealth Innovators · support@wealthinnovatorsclub.com

Terms of Use Copy Trading Terms Risk Disclosure Refund and Cancellation Policy Privacy Policy